Paul Ryan is determined to gut Medicare. This time he might succeed

This is scary stuff. Medicare is critical if you want to retire. Without it most boomers and seniors would have crippling medical costs in retirement. Privatizing Medicare is NOT a solution. It would save the government money but throw the risk, and increasing costs, back on the recipients. And it's not broke! Don't break it!

Over-60s volunteering in retirement

BBC News
Two out of five people over the age of 60 do voluntary work, a survey has suggested. A fifth of those questioned helped at least two charities.
Women were more likely to support children or lunch clubs while men volunteered at local football clubs or health charities.
Almost 700 over-60s were questioned by the Royal Voluntary Service who found that most - 83% - did so because they believed charity work was important.

30 Years is a Long Time!

Thirty years is a long time!  It’s a lot longer than the span of time between the year my parents had their first glimpse of me and the year I had children of my own.  It’s longer than the time between the year I married and the year my oldest child was married. How much my life and needs have changed over that span of time, and how much more they'll change over 30 years!
I'm a homeowner, so in 30 years a I would need:
  • At least one new roof, perhaps two.

2014 Wolters Kluwer, CCH Whole Ball of Tax


CCH, a part of Wolters Kluwer and a leading global provider of tax, accounting and audit information, software and services ( takes a look at state tax rates, changes and compares differences across the nation. “Costs of living are obviously a huge consideration in deciding where to live or retire to,” said Sandy Weiner, JD, State Tax Analyst for Wolters Kluwer, CCH. “Retirees should really do their homework on the types of taxes they’d be responsible for paying and the rates they’d be taxed at when comparing different locations.”

Rethink Your Retirement Income


Many retirees can live well on less than what the financial-planning industry tells them. Here's how to look beyond the formulas.

Expensive illnesses, long-term care and extreme longevity can suddenly throw retirees' estimated income needs out of whack. When the Society of Actuaries interviewed middle-class retirees in focus groups earlier this year, "they were managing very carefully, adjusting their spending where they needed to and trying not to draw down" their savings, Ms. Levering says. "But they were not planning for shock events."