A couple of months ago I published new research here. The topic was retirement withdrawal strategies. I was trying to answer a question that had long puzzled me. It’s one that I hadn’t seen addressed elsewhere: What is the best way to liquidate the asset classes in your retirement portfolio? For example, if you have a simple portfolio of stocks and bonds, and you need to generate cash, when do you sell the stocks and when do you sell the bonds? I built a computer model and simulated the problem using historical data.
Can I Retire Yet?
Accounting for every possible expense can help you create a withdrawal strategy that ensures your savings will last a lifetime.